This is a courtesy translation for your convenience. In the event of any discrepancy, the German version is legally binding. Read the German version

Section 1 Scope of Application

(1) These General Terms and Conditions (hereinafter "Terms") apply to all contracts concluded via the MoneMee platform (hereinafter "Platform") between the operator (hereinafter "Provider") and the user (hereinafter "Customer").

(2) The Platform is aimed at both consumers and businesses. A consumer is any natural person who enters into a legal transaction for purposes that are predominantly outside their trade, business, or profession.

(3) Deviating, conflicting, or supplementary general terms and conditions of the Customer shall not become part of the contract unless their validity is expressly agreed to in writing.

Section 2 Description of Services

(1) MoneMee is a platform for the sale and purchase of digital products. The Platform enables users, as "Creators," to create and sell their own digital products, and, as "Buyers," to purchase digital products.

(2) The Platform additionally offers an affiliate program (Promoter system), through which users can earn commissions for successful referrals of sales.

(3) The Provider merely provides the technical infrastructure. The purchase contract for digital products is concluded directly between the Creator and the Buyer.

Section 3 Registration and User Account

(1) Use of the Platform as a Creator or Buyer requires registration. Registration is free of charge.

(2) Truthful and complete information must be provided during registration. The user is obliged to keep their data up to date.

(3) The user is solely responsible for keeping their access credentials confidential. The user is liable for all activities carried out through their user account.

(4) There is no entitlement to registration. The Provider reserves the right to reject registrations without giving reasons.

Section 4 Conclusion of Contract

(1) The presentation of digital products on the Platform does not constitute a legally binding offer, but rather an invitation to place an order.

(2) By clicking the "Buy now" or "Download for free" button, the Buyer submits a binding offer to purchase.

(3) The contract is concluded when the Provider accepts the order by means of an order confirmation email or by providing the digital product.

Section 5 Prices and Payment Terms

(1) All stated prices are final prices and include statutory value-added tax (where applicable).

(2) Payment is processed via the payment service provider Stripe. Stripe's terms of use apply.

(3) Payment is due immediately upon ordering.

Section 6 Provision of Digital Products

(1) Digital products are made available for download or online use immediately after successful payment.

(2) The Buyer receives a non-exclusive, non-transferable license to use the digital product for personal or business purposes, unless otherwise specified by the Creator.

(3) Sharing, reselling, or making the digital product publicly available is not permitted without the express permission of the Creator.

Section 7 Right of Withdrawal

(1) Consumers generally have a right of withdrawal. The full withdrawal instructions can be found at Right of Withdrawal.

Section 8 Special Provisions for Creators

(1) Creators are solely responsible for the content of their digital products. They guarantee that they hold all necessary rights to the content offered.

(2) It is prohibited to offer the following content on the Platform:

• Illegal content or content harmful to minors
• Content that infringes the rights of third parties (copyright, trademark law, etc.)
• Misleading or fraudulent offers
• Malware or harmful content
• Content that violates applicable law

(3) The Provider reserves the right to remove products without prior notice if they violate these Terms or applicable law.

Section 9 Commissions and Payouts

(1) The Provider charges a platform fee on every sale. The current fee amount can be viewed in the user area and may vary depending on the user's level.

(2) Affiliate commissions (Promoter commissions) are set by the Creator and credited after a successful sale.

(3) Payouts are made once a minimum amount of EUR 10.00 is reached. The user is responsible for providing correct payment details.

(4) The user is solely responsible for the taxation of their income.

(5) Referral program: Users may refer new creators to the platform and receive, for a limited period, a share of the platform fee incurred on sales made by the referred creator. The applicable conditions (share amount, duration) can be viewed in the user area. The share is financed from the platform fee; the referred creator incurs no additional costs.

(6) Self-referral, referring one's own secondary or multiple accounts, and other circumvention schemes are prohibited. In the event of violations, the provider is entitled to withhold or reverse affected referral commissions and to terminate the referral relationship in question without prior notice.

Section 10 Liability

(1) The Provider is liable without limitation for damages arising from injury to life, body, or health, as well as for damages based on intent or gross negligence.

(2) In all other respects, the Provider's liability is limited to foreseeable damages typical for this type of contract.

(3) The Provider is not liable for content uploaded by Creators on the Platform.

Section 11 Contract Term and Termination

(1) The usage contract is concluded for an indefinite period and may be terminated by either party at any time without giving reasons.

(2) The right to extraordinary termination for good cause remains unaffected.

(3) Upon termination, any outstanding balances will be paid out after the expiry of any applicable return periods.

Section 12 Final Provisions

(1) The law of the Federal Republic of Germany applies, excluding the UN Convention on Contracts for the International Sale of Goods (CISG).

(2) If the Customer is a merchant, a legal entity under public law, or a special fund under public law, the exclusive place of jurisdiction for all disputes arising from this contract is the registered office of the Provider.

(3) Should individual provisions of these Terms be or become invalid, the validity of the remaining provisions shall remain unaffected.